Buying your first home is a wonderful experience.  The purpose of LoanClassroom is to help the homeowner stay informed and provide them with information to help them through their purchase or refinance transaction. I would hope that I am the one helping you obtain your mortgage through Eversley Capital Mortgage LLC but by chance that I am not this information is useful for everyone.

As joyous and at times overwhelming your first home purchase can be there are some pointers that I want to point out that you need to be aware of that often times go un-thought of or mentioned to the home buyer. I think back to my first purchase and can honestly say it was a certainly a learning experience.

UTILITIES

·         Electricity will need to be switched over

·         Water will need to be switched

·         Sewer if applicable will need to be switched

·         Gas if applicable will need to be switched

·         Phone, cable etc. needs to be activated

SERVICE CONTRACTS

·         Furnace- look into a service contract. Ask the previous owner who they used

·         HVAC- same as the furnace see who was used and get a contract

·         Septic Tank- if there is one when was it last pumped out

·          Fireplace- if you have one when was it last cleaned

OTHER THINGS TO THINK OF

·         Having your mail forwarded

·         Change of address at DMV

·         Replace the batteries in all the smoke and carbon monoxide detectors

·         Read the newspaper? You will need to get home delivery set up

·         Find out what the trash days are. And does the town or city collect it or do you need to get an outside company. Also recyclables, what will they take and what day is the pickup? Not all towns in Connecticut provide trash pickup. In some towns you pay local companies to pick up the garbage weekly.

·         Change of address for your bills i.e. credit cards and bank statements etc.

Hopefully this helps. If you have any questions or need to get qualified please feel free to fill out the “apply” part of the website. I look forward to helping you purchase your home.