Here are today’s Connecticut mortgage rates offered from Eversley Capital Mortgage LLC. The rates are un changed from yesterday. All rates are no point loans and assumed 720 credit score and 20 percent down payment for a purchase or 80 percent ltv for a refinance. Rates are available and subject to change. To see full range of rates paying and not paying points as well as higher ltv’s and lower down payments click on www.EversleyCapital.com or call 203-838-6760

30 Year Fixed     4.75     4.844 APR

20 Year Fixed     4.625   4.752 APR

15 Year Fixed     4.125   4.285APR

3/1 ARM            3.50      3.295 APR

5/1 ARM            3.50      3.343 APR

7/1 ARM            3.75      3.505 APR

The great folks in the State of Connecticut’s capital Hartford and the rest of Hartford County can take advantage of the conforming jumbo mortgage. A conventional mortgage is any loan amount over $417,000 after that the loan is considered a jumbo mortgage.

There are four counties in CT that are designated “high cost” areas. The counties are Hartford, Tolland, Middlesex and Fairfield. These four have a mortgage program available to them called the conforming jumbo or high balance conforming mortgage.

The mortgage rates for a jumbo mortgage are typically three quarters of a percent higher than that of a conventional loan. The conforming jumbo rates are typically a quarter of a percent higher than jumbo rates making it a great deal for mortgage applicants in these counties.

While $417,000 is the limit for conventional loans the conforming jumbo loan limits are:

                Hartford County:     $440,000

                Tolland County:      $440,000

                Middlesex County: $440,000

                Fairfield County:      $708,750

Finding great jumbo or conventional mortgage rates is a click away www.EversleyCapital.com