Here are today’s Connecticut mortgage rates for Eversley Capital Mortgage LLC. All rates are no point loans and assumed 720 credit score and 20 percent down payment or 80 percent ltv for a refinance and are subject to change without notice. To see full range of rates paying and not paying points click on www.EversleyCapital.com or call 203-838-6760

30 Year Fixed     4.75     4.844 APR

20 Year Fixed     4.625   4.752 APR

15 Year Fixed     4.125   4.285APR

3/1 ARM            3.50      3.295 APR

5/1 ARM            3.50      3.343 APR

7/1 ARM            3.75      3.505 APR

Need to refinance or are purchasing a home in Tolland County Connecticut? The lowest rates are a phone call or click away. Eversley Capital Mortgage a local CT mortgage broker is dedicated to offering the lowest rates and fees possible. You can shop rates on line at www.EversleyCapital.com or call us directly at (203) 838-6760 to speak to one of our dedicated staff.

We specialize in residential mortgage lending, we offer:  

            Conventional 30, 25, 20, 15, 10 fixed rates mortages

            Conventional 10/1, 7/1, 5/1, 3/1 adjustable arms

            Jumbo 30, 15, 3/1, 5/1 7/1 mortgages

            Interest only mortgages

            Fixed and adjustable second mortgages

            Conforming jumbo mortgages 30, 15 and 5/1 loans

            VA mortgages

            USDA mortgages

            Rehab and Construction loans

If you are a homeowner that wants to refinance or purchase a home in Tolland County CT you can take advantage of the conforming jumbo mortgage. Loan limits for a conventional mortgage are presently $417,000. With the conforming jumbo mortgage you can apply for a mortgage loan with a limit up to $440,000.

Mortgage rates for jumbo mortgages are often times as much as a point higher than a conventional loan. The conforming jumbo mortgage typically is a quarter percent more than a conventional loan allowing borrowers to save money.

The conforming jumbo loan is available in these Connecticut Counties, Fairfield County, Hartford County, Middlesex County and Tolland County. Here is a list of towns in Tolland County, these all qualify for the conforming jumbo mortgage

Amston, Andover, Bolton, Columbia, Coventry, Crystal Lake, Ellington, Hebron, Mansfield, Rockville, Somers, Somersville, South Coventry, Stafford, Stafford Springs, Storrs, Talcottville, Tariffville, Tolland, Union, Vernon, Vernon Center, Willington

CNBC’s  Maria Bartiromo takes her weekly recap of the housing and financial news and a look ahead at the coming week. The video is here: weekly recap with Maria Bartiromo

If you are shopping for mortgage rates in Connecticut we are a call or click away www.EversleyCapital.com 203-838-6760

If you are in the market to purchase a home or already own a home and need to refinance here is the list of towns that qualify for the conforming jumbo mortgage. These are the towns and cities of Fairfield County CT. The conforming jumbo mortgage program allows borrowers to apply for a mortgage up to $708,750 and not be considered a regular jumbo mortgage.

The rates for regular jumbo mortgages are much higher than that of conventional loans. By having the conventional jumbo mortgage available for higher loan amounts in Fairfield County borrowers can get better rates than a traditional jumbo loan.

If you are in the market for a mortgage and the home is in Fairfield County CT then Eversley Capital Mortgage LLC is committed to offering the best conforming jumbo rates possible. Call or click today. (203) 838-6760 or www.EversleyCapital.com

The towns and cities of Fairfield County:

Berkshire, Bethel, Branchville, Bridgeport, Brookfield, Byram, Cos Cob, Cranbury, Danbury, Darien, Easton, Fairfield, Georgetown, Glenville, Greenfield Hill, Greenwich, Hawleyville, Huntington, Long Hill, Lyons Plain, Mill Plain, Monroe, New Canaan, New Fairfield, Newtown, Nichols, Noroton, Noroton Heights, Norwalk, Redding, Redding Ridge, Ridgefield, Riverside, Round Hill, Sandy Hook, Saugatuck, Shelton, Sherman, Southport, Stafford, Stepney, Stratford, Weston, Westport, Wilton, Winnipauk

For the remainder of 2010 residents and future ones can take advantage of some great jumbo mortgage rates. Typically a jumbo mortgage rate can be three quarters of a percent to a full point higher than a conventional mortgage.

In Fairfield County CT the conventional jumbo mortgage loan limit is $708,750. So to refinance or purchase a home in Fairfield County you can apply for a mortgage that is higher than the conventional loan limit of $417,000 and get much better rates than that of a regular jumbo mortgage.

Eversley Capital Mortgage is committed to the residents of Fairfield County to deliver the lowest conventional jumbo mortgage rates possible. Call or click today (203) 838-6760 or www.EversleyCapital.com

In Fairfield County Connecticut a jumbo mortgage is a loan amount more than 417,000. Any loan amount over that would be considered a jumbo mortgage. The good news for homeowners and potential ones in this area are both Fannie Mae and Freddie Mac has what is called a conforming jumbo mortgage.

The conforming jumbo mortgage allows a loan limit up to $708,750 in Fairfield County CT. So borrowers would not have to apply for harder to get jumbo mortgages. The interest rates are typically a quarter percent or so higher than that of a conventional mortgage of 417,000 or less. However jumbo mortgages can often times be three quarters to a full point higher than conventional loan so the conventional jumbo mortgage is the way to go.

Go to www.EversleyCapital.com to find the best conventional jumbo mortgage rates.

If you are in an adjustable rate mortgage or “ARM” now is a great time to take advantage of a fixed rate mortgage.

Eversley Capital Mortgage, a local Connecticut mortgage broker is committed to offering great rates and low closing costs. Today’s mortgage rates allow homeowners who are in an adjustable rate mortgage to lock in low fixed rates. If you have an adjustable rate mortgage that will adjust in the next year or two and you plan on still living in the same home for more than a year or two do not wait, call us today.

Check out our low fixed rates today. www.EversleyCapital.com

In a statement made last week Freddie Mac publicly expressed its intent to stop purchasing and securitizing interest only mortgages. These mortgages allow borrowers to make just interest payments for a specified period of time. The interest only mortgages have been available as both 30 year fixed rate loans as well as adjustable ARM loans.

Their statement went on to say an official release will be issued in an upcoming servicer/seller guide and plans to cease all purchase by September 1.

Shopping for mortgage rates in CT? Great rates are a click away www.EversleyCapital.com