New Haven County is not one of the four Connecticut Counties that are considered “high cost” areas so the conforming jumbo or high balance conforming mortgage as it is called is not available. Normal loan limits for conventional loans are $417,000. Anything over that is considered a jumbo mortgage.

We are committed at Eversley Capital Mortgage to offer the lowest conventional rates as well as the lowest fees possible. Call us for jumbo mortgage pricing 203-838-6760

Here are today’s Connecticut mortgage rates offered from Eversley Capital Mortgage LLC Norwalk, CT. Fixed mortgage rates are unchanged from yesterday and the ARM mortgage rates are an 1/8 of a point better. All rates are no point loans and assumed 720 credit score and 20 percent down payment or 80 percent ltv for a refinance. Rates are available and subject to change. To see full range of rates paying and not paying points or higher ltv’s and lower down payments click on www.EversleyCapital.com or call 203-838-6760

Here are today’s Connecticut mortgage rates offered from Eversley Capital Mortgage LLC. The rates are un changed from yesterday. All rates are no point loans and assumed 720 credit score and 20 percent down payment for a purchase or 80 percent ltv for a refinance. Rates are available and subject to change. To see full range of rates paying and not paying points as well as higher ltv’s and lower down payments click on www.EversleyCapital.com or call 203-838-6760

30 Year Fixed     4.75     4.844 APR

20 Year Fixed     4.625   4.752 APR

15 Year Fixed     4.125   4.285APR

3/1 ARM            3.50      3.295 APR

5/1 ARM            3.50      3.343 APR

7/1 ARM            3.75      3.505 APR

The great folks in the State of Connecticut’s capital Hartford and the rest of Hartford County can take advantage of the conforming jumbo mortgage. A conventional mortgage is any loan amount over $417,000 after that the loan is considered a jumbo mortgage.

There are four counties in CT that are designated “high cost” areas. The counties are Hartford, Tolland, Middlesex and Fairfield. These four have a mortgage program available to them called the conforming jumbo or high balance conforming mortgage.

The mortgage rates for a jumbo mortgage are typically three quarters of a percent higher than that of a conventional loan. The conforming jumbo rates are typically a quarter of a percent higher than jumbo rates making it a great deal for mortgage applicants in these counties.

While $417,000 is the limit for conventional loans the conforming jumbo loan limits are:

                Hartford County:     $440,000

                Tolland County:      $440,000

                Middlesex County: $440,000

                Fairfield County:      $708,750

Finding great jumbo or conventional mortgage rates is a click away www.EversleyCapital.com

Here are today’s Connecticut mortgage rates offered from Eversley Capital Mortgage LLC. All rates are no point loans and assumed 720 credit score and 20 percent down payment or 80 percent ltv for a refinance. Rates are available and subject to change. To see full range of rates paying and not paying points click on www.EversleyCapital.com or call 203-838-6760

30 Year Fixed     4.75     4.844 APR

20 Year Fixed     4.625   4.752 APR

15 Year Fixed     4.125   4.285APR

3/1 ARM            3.50      3.295 APR

5/1 ARM            3.50      3.343 APR

7/1 ARM            3.75      3.505 APR

We have made it to Facebook. Eversley Capital Mortgage has its own fan page. The official page is http://www.facebook.com/eversleycapital

As always we strive to offer Connecticut residents the best and lowest mortgage rates and fees. We offer conventional fixed and arm loans as well as jumbo, conventional jumbo, USDA and VA loans as well as second mortgages both fixed and adjustable. We are located at 3 Everlsey Ave in Norwalk CT.

For the remainder of 2010 if you are purchasing or refinancing and read this blog or come across Everley Capital via Facebook mention either this blog or become a fan on Facebook and at the closing of your loan we will credit you back the cost of your appraisal a value up to $500 dollars. So become a fan today!

Here are today’s Connecticut mortgage rates for Eversley Capital Mortgage LLC. All rates are no point loans and assumed 720 credit score and 20 percent down payment or 80 percent ltv for a refinance and are subject to change without notice. To see full range of rates paying and not paying points click on www.EversleyCapital.com or call 203-838-6760

30 Year Fixed     4.75     4.844 APR

20 Year Fixed     4.625   4.752 APR

15 Year Fixed     4.125   4.285APR

3/1 ARM            3.50      3.295 APR

5/1 ARM            3.50      3.343 APR

7/1 ARM            3.75      3.505 APR

Need to refinance or are purchasing a home in Tolland County Connecticut? The lowest rates are a phone call or click away. Eversley Capital Mortgage a local CT mortgage broker is dedicated to offering the lowest rates and fees possible. You can shop rates on line at www.EversleyCapital.com or call us directly at (203) 838-6760 to speak to one of our dedicated staff.

We specialize in residential mortgage lending, we offer:  

            Conventional 30, 25, 20, 15, 10 fixed rates mortages

            Conventional 10/1, 7/1, 5/1, 3/1 adjustable arms

            Jumbo 30, 15, 3/1, 5/1 7/1 mortgages

            Interest only mortgages

            Fixed and adjustable second mortgages

            Conforming jumbo mortgages 30, 15 and 5/1 loans

            VA mortgages

            USDA mortgages

            Rehab and Construction loans

If you are a homeowner that wants to refinance or purchase a home in Tolland County CT you can take advantage of the conforming jumbo mortgage. Loan limits for a conventional mortgage are presently $417,000. With the conforming jumbo mortgage you can apply for a mortgage loan with a limit up to $440,000.

Mortgage rates for jumbo mortgages are often times as much as a point higher than a conventional loan. The conforming jumbo mortgage typically is a quarter percent more than a conventional loan allowing borrowers to save money.

The conforming jumbo loan is available in these Connecticut Counties, Fairfield County, Hartford County, Middlesex County and Tolland County. Here is a list of towns in Tolland County, these all qualify for the conforming jumbo mortgage

Amston, Andover, Bolton, Columbia, Coventry, Crystal Lake, Ellington, Hebron, Mansfield, Rockville, Somers, Somersville, South Coventry, Stafford, Stafford Springs, Storrs, Talcottville, Tariffville, Tolland, Union, Vernon, Vernon Center, Willington

If you are in the market to purchase a home or already own a home and need to refinance here is the list of towns that qualify for the conforming jumbo mortgage. These are the towns and cities of Fairfield County CT. The conforming jumbo mortgage program allows borrowers to apply for a mortgage up to $708,750 and not be considered a regular jumbo mortgage.

The rates for regular jumbo mortgages are much higher than that of conventional loans. By having the conventional jumbo mortgage available for higher loan amounts in Fairfield County borrowers can get better rates than a traditional jumbo loan.

If you are in the market for a mortgage and the home is in Fairfield County CT then Eversley Capital Mortgage LLC is committed to offering the best conforming jumbo rates possible. Call or click today. (203) 838-6760 or www.EversleyCapital.com

The towns and cities of Fairfield County:

Berkshire, Bethel, Branchville, Bridgeport, Brookfield, Byram, Cos Cob, Cranbury, Danbury, Darien, Easton, Fairfield, Georgetown, Glenville, Greenfield Hill, Greenwich, Hawleyville, Huntington, Long Hill, Lyons Plain, Mill Plain, Monroe, New Canaan, New Fairfield, Newtown, Nichols, Noroton, Noroton Heights, Norwalk, Redding, Redding Ridge, Ridgefield, Riverside, Round Hill, Sandy Hook, Saugatuck, Shelton, Sherman, Southport, Stafford, Stepney, Stratford, Weston, Westport, Wilton, Winnipauk